March 5, 2009, - 3:03 pm
More Foreclosed Home Squatter Chutzpah
By Debbie Schlussel
*** bumped up from 11:38 a.m. Eastern ***
Recently, I told you about Tasha Flowers, a woman who filed a multi-million dollar lawsuit against the Detroit Police Department for allegedly coming to “her” home and beating her and her kids. What was left out of both Detroit newspapers’ “coverage” of this story was a tiny, unimportant, irrelevant detail: that single mother Ms. Flowers and her seven kids had broken into the home, which wasn’t theirs and were squatting there. The Detroit Police came to usher them out from the home in which they were illegally trespassing.
Now, there’s an even more chutzpahdik story of squatters in a foreclosed home. Michael Ljajcaj and his wife and kids were foreclosed out of their Detroit area home. Ljajcaj’s father-in-law, instead of paying off the foreclosed mortgage they blew off, bought Ljajcaj and his wife a new 2900 square foot home in another Detroit suburb, on which he closed last month.
Ljajcaj and his family tried to move into the new home, but they couldn’t. That’s because squatters Roslyn Jackson and her boyfriend Shawn Willis (and Jackson’s daughter) are illegally living there. Even though the two are being charged with criminal trespass, they won’t leave the home. And apparently, police can’t legally remove them . . . yet. The bank–which owned the foreclosed home and sold it to Ljajcaj–has been going through eviction proceedings to to remove these squatters since December. It is still ongoing.
Since news coverage of this story says that Ljajcaj, himself, is making mortgage payments on this squatted upon home, I wonder why the bank for the home he first bought–and from which he and his family were foreclosed–is sitting by and allowing him to buy a new 2900 square foot home, regardless of whether or not it’s in his father-in-law’s name.
Michael Ljajcaj was taking measurements to put a fence around his newly purchased home when he started to suspect that someone was living there.
The Realtor’s [DS: sic] key box on the front door was missing and the shades were drawn, though he remembered leaving them up the last time he was inside.
Ljajcaj’s worst fear was realized a few weeks later when he said he knocked on the door and a woman answered, claiming the home was hers before slamming the door in his face.
“I said, ‘This is my house. What are you guys doing in my house?’ ” said Ljajcaj, 46, whose father-in-law purchased the 2,900-square-foot Macomb Township foreclosed home for Ljajcaj and his family. “She said, ‘No, this is my house now.’ It was a big surprise.”
Three months later, Ljajcaj still hasn’t settled into his home — despite making his first mortgage payment Monday — because the matter has been tied up in court as both sides attempt to prove ownership, and the current occupants battle criminal trespassing charges.
Ljajcaj said he worked with a Realtor [DS:sic] to purchase the home that he closed on last month. Meanwhile, Roslyn Jackson, 36, formerly of Georgia, says she signed a three-year lease on the property legally in November and has notified the FBI’s mortgage fraud department about the matter.
“He doesn’t own the house,” said Jackson, who lives in the home with her 14-year-old daughter. “I’ve done the research. It’s unbelievable.”
But an eviction notice was waiting for Jackson and her boyfriend, Shawn Willis, 37, of Detroit, when they returned to the home Wednesday after appearing in Shelby Township District Court on charges of trespassing, breaking and entering and illegal entry without owner’s permission. Magistrate Michael Osaer adjourned the criminal proceedings to give Jackson and Willis time to retain an attorney. . . .
The progress was hopeful to Ljajcaj, who wants nothing more than to move his family into the $240,000 home.
Ljajcaj said he was foreclosed on his Shelby Township home and needed to find a new place to live.
His father-in-law, Roy Lindquist, made an offer on the bank-owned Macomb Township home as soon as it went on the market. . . .
In December, the bank that owns the house began the process of evicting Jackson, who originally was given a Jan. 30 eviction date, according to Richard Graving, Ljajcaj’s attorney. . . .
However, Jackson’s eviction date was postponed while she appealed her eviction before Macomb Circuit Judge Mark Switalski, who denied the appeal on Monday.
With the Flowers woman and her kids, and now this couple who is squatting in a home purchased by a man who was foreclosed upon on another home, and no-one doing anything to prevent these things from happening, it’s no wonder we’re in the mess we are.
Neither of these couples should be living in this home. One of them still owes money on his former, foreclosed home. And the other is squatting illegally.
Unbelievable.
No other word to describe it. We are reaping the whirlwind of excessive credit, real estate speculation, and securities that people thought they understood but didn’t, and now, instead of following policies that might have a chance of correcting the situation in a couple of years, the government, inspired by the accumulation of PC over the last few decades, is aggravating the situation. Things like this will happen more and more, and in the meantime, the economy, in spite of perhaps modest short-term recoveries, will continue to tank. We are in for a generation of economic chaos. The New Deal felt pressure from the communists and fascists, and today, government policies feel pressure from PC. Both prolong crises.
c f on March 5, 2009 at 5:20 pm